20 Retirement Decisions You Need to Make Right Now

Author: Ray LeVitre
Publisher: Sourcebooks, Inc.
ISBN: 1402296762
Format: PDF, Kindle
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You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. •Do I have enough money to retire now? •How will I cover my medical expenses during retirement? •When should I begin taking Social Security? •How much should I invest in stocks, bonds, and cash? •What criteria should I use to identify the best investments? •Should I cancel my life insurance policy? •Should I pay off my mortgage at retirement?

20 Retirement Decisions You Need to Make Right Now

Author: Ray LeVitre
Publisher: Sourcebooks, Inc.
ISBN: 1402296770
Format: PDF, Mobi
Download Now
You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. •Do I have enough money to retire now? •How will I cover my medical expenses during retirement? •When should I begin taking Social Security? •How much should I invest in stocks, bonds, and cash? •What criteria should I use to identify the best investments? •Should I cancel my life insurance policy? •Should I pay off my mortgage at retirement?

20 Retirement Decisions You Need to Make Right Now

Author: Ray LeVitre
Publisher: Sourcebooks, Inc.
ISBN: 1402257023
Format: PDF, ePub, Docs
Download Now
You're in control of Your Retirement Future Inside are twenty major financial decisions which could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this book, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement? Ray E. LeVitre is a Certified Financial Planner with nearly twenty years of experience in the financial services industry, working for Fidelity, CitiCorp, Mutual of New York, and Merrill Lynch before starting his own firm. He has been featured in the Chicago Tribune, Money magazine, Newsweek, and Kiplinger's. A fee-only advisor, Ray does not receive commission from any product or service he recommends. Visit www.networthadvice.com.

The 5 Years Before You Retire

Author: Emily Guy Birken
Publisher: Simon and Schuster
ISBN: 1440569738
Format: PDF, Kindle
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A comprehensive guide to planning your retirement before it's too late! Even though half of all Americans put money aside for retirement, it isn't until they reach their sixties that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401k program to enrolling in Medicare to discussing housing options with your family. Covering every aspect of retirement planning, these straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you've always wanted. Whether you just started devising a plan or have been saving since your first job, The Five Years Before You Retire will show you what you need to do now to ensure that you live comfortably for years to come.

How to Retire Happy Fourth Edition The 12 Most Important Decisions You Must Make Before You Retire

Author: Stan Hinden
Publisher: McGraw Hill Professional
ISBN: 0071800700
Format: PDF, ePub, Docs
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The Washington Post and New York Times Business Bestseller “Everyone in the workforce today should read this book!” —HORACE B. DEETS, FORMER EXECUTIVE DIRECTOR, AARP “Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book.” —STEVE VERNON, COLUMNIST, CBSMONEYWATCH.COM “Provides the most important information you’ll need before and during your retirement.” —MICHELLE SINGLETARY, THE WASHINGTON POST Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy, Fourth Edition, helps you make the right decisions to ensure a happy, healthful retirement. It delivers all the expert advice you need in an easy-to-understand step-by-step style. How to Retire Happy includes everything that has made previous editions the go-to guides for retirees and near-retirees, plus: Brand-new material on health insurance and the prescription drug plan The facts about Medicare Part A (hospital), Part B (tests, doctors, preventive care), and Part D (prescription drugs) The author’s personal experiences with the realities of long-term Alzheimer’s care Fully updated material on Social Security strategies How to handle the financial realities of the post-meltdown economy New resources you can turn to for extra advice

The AARP Retirement Survival Guide

Author: Julie Jason
Publisher: Sterling Publishing Company, Inc.
ISBN: 9781402743412
Format: PDF, ePub
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Featuring easy-to-follow explanations and a wealth of real-life examples, AARPs guide to retirement planning helps readers take advantage of every available tool to make their retirement years the best of their lives.

How to Retire with Enough Money

Author: Teresa Ghilarducci
Publisher: Workman Publishing
ISBN: 0761187111
Format: PDF, ePub
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Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.

Second Act Careers

Author: Nancy Collamer
Publisher: Ten Speed Press
ISBN: 1607743833
Format: PDF, ePub
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A career guide that rethinks the golden years, this handbook offers 50+ income models for creating flexible, fulfilling, and profitable work during the encore stage of one’s career. RETHINK YOUR RETIREMENT For many people, retirement is no longer a trifecta of golf, grandkids, and gardening— it’s an opportunity for new pursuits that involve both earning income and exploring personal passions. If you’re planning for retirement or already at “retirement age” but want to continue working—whether to supplement your income or to stay mentally and physically active—veteran career coach Nancy Collamer shows how to identify your favorite interests and expertise and repackage them into more than fifty ways to earn income. These second acts range from the traditional (part-time employment, consulting) to newer Internet-based options (teaching online, writing a blog). With a prescriptive approach to securing second-act careers that are flexible, fulfilling, and fun, this book offers a wide variety of income-generating examples as well as exercises to clarify your lifestyle goals and help you plan for your next move. Second-Act Careers shows how to create a profitable and meaningful semi-retirement on your own terms and in your own way.

Dave Ramsey s Complete Guide to Money

Author: Dave Ramsey
Publisher: Ramsey Solutions Incorporated
ISBN: 9781937077204
Format: PDF, ePub
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"This is the official handbook for Financial Peace University. If you are following Dave?s teaching, you already know what is in this book. But if you?re new to Dave this is the book for you."--Publisher's website.

Retire Right

Author: Frederick T. Fraunfelder M.D.
Publisher: Penguin
ISBN: 1101057092
Format: PDF, ePub, Mobi
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The first scientifically backed guide to a happy, fulfilling retirement. Over the years, Dr. Fritz Fraunfelder and Dr. Jim Gilbaugh have seen thousands of their patients respond differently to the challenges of retirement: some rose to new heights; others hit new lows. The doctors began to wonder: How do some people maintain their vitality, interests, and zest for life in retirement while others became distant, even depressed? Is there a magic formula for retiring well? To find the answer, they designed a comprehensive study involving more than one thousand patients. The results were surprising but clear. Financial planning is not as important to a fulfilling retirement as many may think-the psychological experience is just as crucial. The happiest retirees shared eight key traits; all of them were able to: * plan ahead * maintain a positive attitude * accept change * lean on their support network * have a sense of purpose * keep a healthy lifestyle * engage in leisure activities * enjoy some expression of spirituality Retire Right evaluates the reader and provides guidelines for how to develop each key characteristic. The good news? These essential skills can be strengthened, even acquired from scratch, whether the reader is just starting to plan for retirement, is in the early years, or is a seasoned retiree. The first scientifically backed bulletproof prescription, this book is the most concrete guide to a happy retirement.