Credit Repair

Author: Robin Leonard
Publisher: Nolo
ISBN: 1413324290
Format: PDF, Docs
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Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle in rates and fees for any loans or credit you do get. Use this comprehensive how-to manual to rebuild bad credit and protect improved credit. Learn how to: reduce expenses create a workable budget negotiate with creditors improve your credit score, and protect yourself against identity theft

Credit Repair

Author: Robin Leonard
Publisher: NOLO
ISBN: 9781413324280
Format: PDF, Docs
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Financing a reliable car or the home of your dreams requires good credit. A low credit score will increase the interest and fees you'll pay to borrow money, and might even prevent you from renting an apartment or being approved for a credit card altogether. This comprehensive how-to manual will help you rebuild your credit score and teach you how to protect it from future damage.

101 Law Forms for Personal Use

Author: Nolo Editors
Publisher: Nolo
ISBN: 1413323073
Format: PDF, Mobi
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Reliable legal forms for common personal and family transactions At one time or another, we all need to get an agreement in writing. But where to start? 101 Law Forms for Personal Use makes it easy to create legal agreements and organize essential information. The plain-English instructions will help you: Sell personal property: All the agreements you need to sell a motor vehicle, boat or other valuable property. Delegate authority: Create temporary guardianship of a child, pet care agreements, limited powers of attorney and other essential documents. Plan your estate: Make a simple will and use worksheets to track beneficiaries and assets. Rent out a place to live: Use the rental application, move-in letter, checklist, notice of needed repairs and other forms. Borrow or lend money: Prepare a solid legal contract (promissory note). Included are five forms—one for every common borrowing/lending situation. Buy a house: Run the numbers with a financial statement, and then use the house comparison worksheet, moving checklist and other forms. 101 Law Forms for Personal Use can also help you: settle legal disputes deal with junk mail and telemarketers handle personal finances hire household help and much more This new edition is completely updated for accuracy and ease of use, including reviewed and updated forms, instructions and resources.

The Complete Idiot s Guide to Improving Your Credit Score

Author: Lita Epstein
Publisher: Penguin
ISBN: 1440626421
Format: PDF, Kindle
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Get more with a lower score. Credit history can make or break your chances of getting a house, an apartment, or a loan. Now you can stay abreast of your credit score, and your future, by thoroughly understanding the publicly released FICO number, once reserved for lenders and businesses only. This invaluable guide busts the credit myths and explains key ways to use credit, pay bills, pay off debt, deal with crisis, and avoid scams in order to make the credit score work for you. ?Includes a glossary, resource section, and sample letters

Solve Your Money Troubles

Author: Robin Leonard
Publisher: Nolo
ISBN: 1413321704
Format: PDF, Mobi
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Are you overwhelmed by your debts? Feeling squeezed by the housing bust? Or simply want to get smarter about managing your money? If you're ready to regain your financial freedom, you'll find everything you need in this comprehensive guide. Solve Your Money Troubles shows you how to: prioritize debts & create a budget negotiate with creditors stop harassment by debt collectors deal with wage garnishment, car repossession, and foreclosure reduce student loan payments know what to expect if a creditor sues rebuild your credit decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles includes sample letters to negotiate with creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan.

The New Bankruptcy

Author: Cara O'Neill
Publisher: Nolo
ISBN: 1413324304
Format: PDF, Kindle
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Rising living expenses and stagnant wages have many Americans finding it increasingly difficult to pay the bills each month—and many businesses aren’t faring much better. In 2017, dwindling brick and mortar retail sales forced an unprecedented number of retail establishments into bankruptcy. This comprehensive guide helps individuals and small business owners facing financial distress determine whether bankruptcy, or a nonbankruptcy alternative, will provide the best financial solution for them.

Credit Repair Kit For Dummies

Author: Steve Bucci
Publisher: John Wiley & Sons
ISBN: 1118821572
Format: PDF, ePub, Docs
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Manage and repair your credit Credit card debt is the third largest source of household indebtedness. Credit Repair Kit For Dummies gives you the tools you need to repair your credit. This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more. Online you'll find sample credit reports, forms, templates, and other helpful tools to help whip your credit into shape. Updated credit score examples with new ranges New information about IRS exceptions to the Mortgage Forgiveness Advice and tips about adding information to a credit report, and beefing-up thin credit Useful, downloadable, forms and tools on Dummies.com If you have mediocre credit and want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more, Credit Repair Kit For Dummies has it covered.

Improve and Increase Your Credit Score

Author: Jason R. Rich
Publisher: Entrepreneur Press
ISBN: 1613082436
Format: PDF
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Bestselling author Jason R. Rich joins forces with top credit experts and delivers an insider’s guide to credit. Revealing jaw-dropping secrets, strategies and tools, Rich and his team of industry insiders show consumers how to get out from under any credit crunch, and get back in control of their financial future. Reveals how to increase a credit score, remove incorrect and negative information from credit reports, rebuild destroyed credit, and ultimately, save hundreds, possibly thousands, of dollars every month! •Boost credit scores and overall rating •Work with collection agencies, creditors, and lenders to pay off debts and overcome past mistakes •Get the best rates on credit cards, auto loans, and mortgages and start saving •Avoid the most common financial and credit-related mistakes made by millions •Learn how to identify and avoid “credit repair” and “credit score boosting” scams •Use online solutions to better manage your finances and credit cards •And more Includes worksheets, exclusive interviews with credit experts and supplemental resources.

Your Score

Author: Anthony Davenport
Publisher: Houghton Mifflin Harcourt
ISBN: 1328695271
Format: PDF, Docs
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A road map for how to navigate the confusing, secretive world of consumer credit, and how to upgrade and correct your score.

6 Simple Steps to Credit Repair

Author: K. Patrice Williams
Publisher: Myles Publishing Company
ISBN: 0981870325
Format: PDF, Docs
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Williams offers practical legal strategies for increasing one's FICO score and improving credit histories going forward. She points out the too-good-to-be-true credit repair agencies to avoid, and offers real credit repair techniques and alternatives.