Financial Basics

Author: Susan Knox
Publisher:
ISBN: 9780814253069
Format: PDF, ePub
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Students are confronted with major financial decisions as they enter college, and yet they have little experience with personal finance. Their decisions, if not well made, could adversely affect them throughout their lives. This book is meant to empower students at the beginning of their financial lives with basic, straightforward information on managing bank accounts, creating spending plans, determining how much they can afford to pay for college, making student-loan decisions, establishing a credit history, and other money-management options. This 2nd edition updates changes in online banking, smartphone apps, credit cards, and student loans but retains basic financial information that ensures students won't learn about money the hard way. A chapter for parents has been added so they can help their students become financially knowledgeable, and it includes advice for parents about making decisions related to college costs. In addition, a chapter for grandparents contains suggestions on how to help college-bound grandchildren--financially and in other ways--without endangering their own financial security. A basic investments chapter is included for first-time investors. The intent of Financial Basics is to enhance student readers' financial knowledge and provide money-management options for finding their own best way to become masters of their money.

Your First Year of College

Author: Maria DaSilva-Gordon
Publisher: The Rosen Publishing Group, Inc
ISBN: 9781448800735
Format: PDF, Mobi
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A guide to help students succeed during the first year of college, covering topics such as academics, extracurricular activities, living arrangements, health, money management, and the temptations of sex, drugs, and drinking.

The Basics of Public Budgeting and Financial Management

Author: Charles E. Menifield
Publisher: University Press of America
ISBN: 0761861424
Format: PDF
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The Basics of Public Budgeting and Financial Management brings budgetary theory and practice together, filling the void between the two that has existed in the field of budgeting and public finance. This book bridges the gap by providing the reader with applications and exercises that reinforce budgetary theory. Students are given the opportunity to learn various concepts and skills necessary to succeed in the field and the exercises provided in each chapter require application of what is learned. Specifically, students will be exposed to basic budget and finance concepts, public revenue, financial management, risk assessment, cost benefit analysis, and so on. This handbook also provides great tools that allow the user to visually display budgets and other analysis. Students will gain the solid foundation needed to begin work in a budget office. Features of this second edition include enhanced data and optional in-class assignments. For ancillary materials, please contact the author at [email protected]

An Introduction to Trading in the Financial Markets Market Basics

Author: R. Tee Williams
Publisher: Academic Press
ISBN: 9780080951171
Format: PDF, Kindle
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How do financial markets operate on a daily basis? An Introduction to Trading in the Financial Markets: Market Basics is the first of four volumes, and introduces the structures, instruments, business functions, technology, regulations, and issues that commonly found in financial markets. Placing each of these elements into context, Tee Williams describes what people do to make the markets run. His descriptions apply to all financial markets, and he includes country-specific features, stories, historical facts, glossaries, and brief technical explanations that reveal individual variations and nuances. Reinforcing his insights are visual cues that guide readers through the material. While this book won’t turn you into an expert broker, it will explain where brokers fit into front office, middle office, and back office operations. And that knowledge is valuable indeed. Provides easy-to-understand descriptions of all major elements of financial markets Filled with graphs and definitions that help readers learn quickly Offers an integrated context based on the author's 30 years' experience

Handbook of Local Government Fiscal Health

Author: Helisse Levine
Publisher: Jones & Bartlett Publishers
ISBN: 0763792306
Format: PDF, Mobi
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Fiscal health of local governments and municipalities has remained an important issue since the crises of the 1970s in places like New York, Philadelphia and Cleveland. More recently, the bankruptcy of Orange County California raised the possibility of a different type of financial failure than earlier ones. The beginning of the 21st century has witnessed two major economic bubbles including the dotcom and housing bubbles. These economic cycles combined with increasing health care, pension and other structural costs continue to challenge the fiscal viability of many jurisdictions. In particular, the economic and financial crisis of 2007-2008 is likely to result in potentially serious fiscal challenges for local jurisdictions.

Wirtschaft f r Dummies

Author: Sean Masaki Flynn
Publisher: John Wiley & Sons
ISBN: 3527802630
Format: PDF, ePub, Mobi
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Angebot und Nachfrage, Rezession und Inflation sind Begriffe, die täglich und nicht nur im Wirtschaftsteil der Tageszeitung auftauchen. Aber was verbirgt sich hinter diesen Begriffen? Und was versteht man unter Makro- und Mikroökonomie? Welche Faktoren führen zu einer Inflation, warum gibt es Rezessionen und, last but not least, warum lieben Ökonomen freie Märkte und Konkurrenz? Sean Masaki Flynn gibt die Antworten zu diesen Fragen und bringt Ihnen damit die Grundzüge der Wirtschaft näher.

Enterprise Risk Management

Author: John Fraser
Publisher: John Wiley & Sons
ISBN: 9780470564257
Format: PDF, ePub, Docs
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Essential insights on the various aspects of enterprise risk management If you want to understand enterprise risk management from some of the leading academics and practitioners of this exciting new methodology, Enterprise Risk Management is the book for you. Through in-depth insights into what practitioners of this evolving business practice are actually doing as well as anticipating what needs to be taught on the topic, John Fraser and Betty Simkins have sought out the leading experts in this field to clearly explain what enterprise risk management is and how you can teach, learn, and implement these leading practices within the context of your business activities. In this book, the authors take a broad view of ERM, or what is called a holistic approach to ERM. Enterprise Risk Management introduces you to the wide range of concepts and techniques for managing risk in a holistic way that correctly identifies risks and prioritizes the appropriate responses. This invaluable guide offers a broad overview of the different types of techniques: the role of the board, risk tolerances, risk profiles, risk workshops, and allocation of resources, while focusing on the principles that determine business success. This comprehensive resource also provides a thorough introduction to enterprise risk management as it relates to credit, market, and operational risk, as well as the evolving requirements of the rating agencies and their importance to the overall risk management in a corporate setting. Filled with helpful tables and charts, Enterprise Risk Management offers a wealth of knowledge on the drivers, the techniques, the benefits, as well as the pitfalls to avoid, in successfully implementing enterprise risk management. Discusses the history of risk management and more recently developed enterprise risk management practices and how you can prudently implement these techniques within the context of your underlying business activities Provides coverage of topics such as the role of the chief risk officer, the use of anonymous voting technology, and risk indicators and their role in risk management Explores the culture and practices of enterprise risk management without getting bogged down by the mathematics surrounding the more conventional approaches to financial risk management This informative guide will help you unlock the incredible potential of enterprise risk management, which has been described as a proxy for good management.

Boomerang

Author: Michael Lewis
Publisher: Campus Verlag
ISBN: 3593411504
Format: PDF, ePub, Docs
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Wie wurde aus Island, einer Nation von Fischern, eine einzige Investmentbank? Wie konnten griechische Mönche ihr Land in den finanziellen Ruin treiben? Wie gelang es den Iren, sich ihr Land gegenseitig zu verkaufen, bis eine enorme Schuldenblase entstand - und platzte? Das neue Buch des internationalen Bestseller-Autors Michael Lewis ("The Big Short") ist eine Reise durch die Welt im Finanzchaos. Lewis deckt auf, wie leicht verfügbares Geld, aberwitzige Tricks und ein erschütternder Mangel an Kontrolle die europäischen Finanzen an den Rand des Abgrunds trieben - und warum Deutschland als Zahlmeister Europas hilflos am Nasenring durch die Geldarena gezogen wird.

Du bist der Hammer

Author: Jen Sincero
Publisher: Ariston
ISBN: 3641190665
Format: PDF, ePub, Mobi
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Sind Sie zufrieden mit Ihrem Leben, so wie es ist? Oder sagen Sie: Soll’s das wirklich schon gewesen sein? Wenn Sie sich insgeheim denken, dass irgendwo Größeres auf Sie wartet, Ihnen aber noch der letzte Anstoß fehlt, um endlich die verdammte Komfortzone zu verlassen, dann sind Sie hier genau richtig. Denn Jen Sincero wird Sie packen und von der Couch ziehen, damit Sie endlich das Leben leben, auf das Sie selbst neidisch wären. Aber Vorsicht: Nach diesem Buch ist das Leben definitiv anders! Jen Sinceros eigenes Leben war lange Zeit alles andere als berauschend: Sie hangelte sich von einem schlechten Job zum nächsten, hatte nie genug Geld und fuhr ein Auto, das fast auseinanderfiel. Bis sie entschied, dass sie etwas ändern muss. Sie las gefühlt jedes Selbsthilfebuch auf dieser Welt und ging zu Seminaren, bei denen man Leute umarmen oder seine Wut an einem Kissen auslassen musste. Und – es half. Jen Sincero schrieb ihr erstes Buch und schließlich noch ein zweites, das zu einem Bestseller wurde. Sie arbeitete als Coach, gab Seminare, reiste um die Welt und sprach vor großem Publikum. Sie erreichte genau das, wovon sie immer geträumt hatte. Jetzt gibt Jen Sincero ihre Erkenntnisse und ihr Wissen weiter und zeigt, wie man die Fähigkeiten, die in einem schlummern, endlich zum Blühen bringt. Es geht darum, sich glasklar darüber zu werden, was einen glücklich macht und wobei man sich am lebendigsten fühlt, und es dann mutig umzusetzen, statt sich einzureden, man könnte es nicht schaffen. Mit viel Humor und Schlagfertigkeit gibt sie praktische Ratschläge und zeigt Übungen, die dabei helfen die Selbstsabotage zu beenden und das zu erreichen, wovon man träumt.