The New Bankruptcy

Author: Cara O'Neill
Publisher: Nolo
ISBN: 1413324304
Format: PDF, ePub
Download Now
Rising living expenses and stagnant wages have many Americans finding it increasingly difficult to pay the bills each month—and many businesses aren’t faring much better. In 2017, dwindling brick and mortar retail sales forced an unprecedented number of retail establishments into bankruptcy. This comprehensive guide helps individuals and small business owners facing financial distress determine whether bankruptcy, or a nonbankruptcy alternative, will provide the best financial solution for them.

The New Bankruptcy

Author: Stephen Elias
Publisher: NOLO
ISBN: 9781413313918
Format: PDF, Kindle
Download Now
"A guide to the most common types of consumer bankruptcy: Chapter 7 and Chapter 13. It provides information and strategies for making the right decisions about debt. The 4th edition includes updated exemption tables plus information on how Supreme Court cases have interpreted the laws"--Provided by publisher.

Personal Bankruptcy Laws For Dummies

Author: James P. Caher
Publisher: John Wiley & Sons
ISBN: 1118052803
Format: PDF, ePub, Mobi
Download Now
With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff

Bankruptcy for Small Business Owners

Author: Stephen Elias
Publisher: Nolo
ISBN: 141331080X
Format: PDF, Docs
Download Now
Use Chapter 7 bankruptcy to wipe out your debts! Bankruptcy for Small Business Owners has the strategies and solutions you need to assess the financial condition of your business and determine whether you should declare bankruptcy to get rid of your debts. Learn about: what business debts and assets (if any) are affected by your bankruptcy bankruptcy options and the eligibility factors and downsides of each "look back" requirements -- periods of time during which personal or business actions have created obstacles to filing for bankruptcy the automatic stay and putting a stop to collections efforts valuation of business assets, including good will and intellectual property exemptions that protect a small business owner's property what happens to a house in bankruptcy Find out which forms you need to fill out, plus get all the instructions you need to file them in court. Keep as much of your property as possible and tackle debt so you can move on to your next venture with Bankruptcy for Small Business Owners.

Chapter 13 Bankruptcy

Author: Stephen Elias Attorney
Publisher: Nolo
ISBN: 1413317251
Format: PDF, ePub, Docs
Download Now
Reduce your debts, save your property -- and start over! If you're considering bankruptcy, your resources are undoubtedly already stretched thin. Use the plain-English information and instructions in Nolo's Chapter 13 Bankruptcy to help you use your income to repay your debts over time and keep valuable property from going to your creditors. And now you can avoid attorney fees and do it yourself -- let Nolo's Chapter 13 Bankruptcy show you how to: - determine whether you qualify for Chapter 13 - stop a house foreclosure - estimate monthly payments - devise an acceptable repayment plan - complete and file forms - make up missed mortgage payments - pay off other debts - represent yourself before a bankruptcy judge or trustee This edition includes recent court decisions interpreting federal bankruptcy law, the latest changes to official forms and dollar amounts, as well as the latest bankruptcy exemption laws of your state. Plus, you can start your bankruptcy filing right away with up-to-date legal documents and all the instructions you need to fill them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.

Chapter 13 Bankruptcy

Author: Stephen Elias
Publisher: NOLO
ISBN: 1413305083
Format: PDF, ePub, Mobi
Download Now
Are you behind on your mortgage, taxes, or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which lets you reorganize your debts into a repayment plan you can afford-and keep your house, car and other property.

How to File for Chapter 7 Bankruptcy

Author: Stephen Elias
Publisher: Nolo
ISBN: 1413324339
Format: PDF, ePub, Docs
Download Now
If you’re overwhelmed by debt, the bankruptcy system can help. How to File for Chapter 7 Bankruptcy provides the clear information and step-by-step instructions you’ll need to get through the entire process without an attorney. The book will help you determine whether you qualify for relief and whether filing for Chapter 7 bankruptcy will help you solve your debt issues. You’ll also learn how to: stop wage garnishments and lawsuits wipe out as much debt as possible deal with debts you’ve secured with collateral keep as much property as possible, and rebuild credit after bankruptcy The 20th edition is revised to include instructions that will help you complete the new user-friendly bankruptcy forms, changes to state exemption laws (which determine what property bankruptcy filers can keep), and important legal updates. Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.

Debt s Dominion

Author: David A. Skeel Jr.
Publisher: Princeton University Press
ISBN: 1400828503
Format: PDF, ePub, Docs
Download Now
Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.

Bankrupt Your Student Loans and Other Discharge Strategies

Author: Chuck Stewart
Publisher: AuthorHouse
ISBN: 1425928552
Format: PDF, ePub, Docs
Download Now
Despite the proliferation of computer indicators, the professional trader recognizes that success in trading still depends on a person's ability to read, anticipate and react to market movement. But how do you define something that can change more often then the weather? The answer is to use the geometry of the market itself. Channel Surfing presents one of the most definitive methods for establishing the geometry of any market, enabling a person to exploit the bias between buyers and sellers. Price rarely moves in a straight line and so channels provide the ultimate momentum indicator, outperforming many of the most popular indicators in use today. The beauty of it is that it doesn't require you to suffer through large draw downs in order to realize a profit. In fact, it is so effective that it is probably the very best approach for beginning traders and those with very little capital. So just imagine what an experienced and well-funded trader can do with it! As you read this book you can expect to discover and learn: The basic concepts of Channel Surfing, presented in a way that is easy to understand and easy to apply. Why channels are a natural phenomenon and how to take full advantage of this. How to take the basic concepts of Channel Surfing and catapult it into an even more powerful method of trading using advanced techniques. Additional methods of reading the geometry of the market that add to your success. For both novice and professional traders alike Channel Surfing provides a solid foundation for understanding the language of the markets. It is an exceptionally powerful technique that has the ability to adapt to the personal trading style of the individual trader and dramatically improve their success.

When Government Fails

Author: Mark Baldassare
Publisher: Univ of California Press
ISBN: 0520214862
Format: PDF
Download Now
When Orange County, California, filed for Chapter 9 protection on December 6, 1994, it became the largest municipality in U.S. history to declare bankruptcy. In a comprehensive analysis of this fiscal crisis, the author uncovers the many twists and turns that led eventually to financial recovery in 1996--and how to prevent similar future situations. 86 tables.