Promoting Better Lifetime Planning Through Financial Education

Author: Naoyuki Yoshino
Publisher: World Scientific
ISBN: 9814740039
Format: PDF, ePub
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' Surveys show that financial literacy levels are typically low around the world, despite the widening access to financial services and the increasing financial risks borne by households in many countries. This suggests that there will be mounting challenges for households and SMEs to invest wisely and effectively as societies age and governments shift away from defined benefit to defined contribution pension schemes. Individuals will increasingly have to make complex financial decisions to plan for their retirement and for a range of foreseen and unforeseen expenditures. All of these developments suggest that financial education should be part of a lifetime process that starts at an early age and is pursued throughout adulthood. The contributions in this book came from a symposium titled, Promoting Better Lifetime Planning through Financial Education, organized by the Asian Development Bank Institute, the Bank of Japan, the Japan Financial Services Agency, and the Organisation for Economic Co-operation and Development, held on 22–23 January 2015 in Tokyo. Amongst the topics discussed were: effective pension management, financial education curricula in schools, training for teachers of financial education, internationally comparable data on financial literacy and the evaluation of the effectiveness of financial education programs. There are also case studies on financial inclusion, regulation, and education in Indonesia, Pakistan, Philippines, Viet Nam, Thailand, and Japan. Contents: Opening Session:Welcoming Remarks (Takao Ochi and Rintaro Tamaki)Financial Education: What Can It Achieve? Research, Good Practices, and Evidence:Overview of International Good Practices and Effective Approaches to Financial Education (Flore-Anne Messy)Why is Financial Education Needed in Asia? (Naoyuki Yoshino, Peter J Morgan, and Ganeshan Wignaraja)New Zealand''s National Strategy for Financial Capability (David Boyle)Financial Education for Effective Pension Management: Challenges and Solutions:Findings from the OECD Survey on Financial Education for Retirement Saving (Adele Atkinson)Addressing the Challenges of Providing Effective Financial Education for Pension Management in the Russian Federation (Anna Zelentsova)Personal Pension Investments and the Role of Financial Literacy (Julie Agnew)The Role of Financial Education to Support Effective Pension Management in Australia (Miles Larbey)Target Audiences for Effective Financial Education:Overview of Financial Education in Japan (Ryoko Okazaki)Financial Education in Japan (Naoyuki Yoshino and Nobuyoshi Yamori)Financial Education Aimed at the Youth (College Students and Younger Employees) in Japan (Katsuyasu Suzuki)General Insurance Association of Japan (GIAJ) Financial Education Initiatives for the Younger Generation in Japan (Kazumasa Fukada)Financial Education for Elderly People in Japan (Hiroshi Ohata)Women and Financial Literacy (Miles Larbey)Financial Education in Japan: Challenges Presented by the Aging Population and Declining Birthrate (Kikuo Iwata)Financial Inclusion, Financial Regulation, and Financial Education in Asia:Financial Inclusion, Financial Regulation, and Financial Education in Asia: Case of Indonesia (Muliaman Hadad)Advancing Financial Inclusion through Financial Education in Pakistan (Saeed Ahmed)Save Now or Pay Later: A Philippine Perspective on Financial Inclusion and Education (Prudence Angelita A Kasala)Evaluation of Financial Literacy in Viet Nam and National Financial Education Program (Nguyen Vinh Hung)Promoting Access to Capital Markets by the SEC Thailand (Nichaya Kosolwongse) Readership: Intended for policy makers, financial market regulators, and academics researching financial literacy through a pedagogical pathway. Keywords:Financial Education;Financial Planning;Financial Regulation;Financial Regulation in Asia;Financial Inclusion;Financial Literacy'

OECD Pensions Outlook 2018

Author: OECD
Publisher: OECD Publishing
ISBN: 9264305416
Format: PDF, Kindle
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The 2018 edition of the OECD Pensions Outlook examines how pension systems are adapting to improve retirement outcomes. It focuses on designing funded pensions and assesses how different pension arrangements can be combined...

Money

Author: Tony Robbins
Publisher: FinanzBuch Verlag
ISBN: 3862487393
Format: PDF, ePub
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Mehr als 10 Jahre sind seit seiner letzten Veröffentlichung in Deutschland vergangen, jetzt meldet sich Anthony Robbins zurück. Als Personal Trainer beriet er Persönlichkeiten wie Bill Clinton und Serena Williams sowie ein weltweites Millionenpublikum, nun widmet er seine Aufmerksamkeit den Finanzen. Basierend auf umfangreichen Recherchen und Interviews mit mehr als 50 Starinvestoren, wie Warren Buffett oder Star-Hedgefondsmanager Carl Icahn, hat Robbins die besten Strategien für die private finanzielle Absicherung entwickelt. Sein Werk bündelt die Expertise erfolgreicher Finanzmarktakteure und seine Beratungserfahrung. Selbst komplexe Anlagestrategien werden verständlich erläutert, ohne an Präzision einzubüßen. In 7 Schritten zur finanziellen Unabhängigkeit - praxisnah und für jeden umsetzbar.

Financial Sector Operational Plan

Author: Asian Development Bank
Publisher: Asian Development Bank
ISBN: 9290924209
Format: PDF, Docs
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The Asian Development Bank (ADB) issued its long-term strategic framework, Strategy 2020, in April 2008 to guide its operations to meet the changing assistance needs of its developing members. The strategy identified financial sector development as one of the five focal areas of ADB's operations through 2020. This Financial Sector Operational Plan aims to articulate the financial sector agendas of Strategy 2020 and guide its implementation by ADB.

The Retirement Plan Solution

Author: Don Ezra
Publisher: John Wiley & Sons
ISBN: 9780470494806
Format: PDF
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Praise For The Retirement Plan Solution "Short, clear, complete, and always interesting. Best book on DC plans and what we should do-now." —Charles D. Ellis, author, Winning the Loser's Game "At a time when the world is in turmoil, along with retirement expectations, the authors have hit a home run. After reading this book, I have a plan. Read it for your path to retirement security." —Dallas Salisbury, President and CEO, Employee Benefit Research Institute "The Retirement Plan Solution offers a refreshing and provocative perspective on how to assess retirement needs, save to meet these needs, and manage the retirement payout process. In this time of financial turmoil, employees, plan sponsors, and financial advisors will find this highly practical resource volume both useful and humorous." —Olivia S. Mitchell, Director, Pension Research Council, Wharton School "The Retirement Plan Solution is a map to the future of 401(k) retirement plans. But it is not just a theoretical view of what could be. Instead, the authors describe the needs and trends that are already here, and then describe the changes that are developing to meet those needs. It is about the tomorrow that is happening today." —Fred Reish, Managing Director, Reish Luftman Reicher & Cohen "The respected authors have created a readable, timely, and very helpful book on all aspects of retirement planning. The suggestions are practical, the information is concise, and the book is highly recommended for anyone that is interested in sound financial planning." —Moshe A. Milevsky, PhD, Finance Professor, York University, Toronto, Canada "This is a must-read for people working in the retirement industry, as well as those who simply care about how to improve their chance of reaching a financially secure retirement. In a clear and simple fashion, the authors deliver one of the best books to date on inefficiencies in the current DC plan and potential improvements." —Peng Chen, President, Ibbotson Associates

Financial literacy education

Author: United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Education Reform
Publisher: Government Printing Office
ISBN:
Format: PDF
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Pension Savings

Author: United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions
Publisher:
ISBN:
Format: PDF, ePub, Mobi
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