Saving Michelle

Author: Susan Hayes
Publisher: Black Scroll Publications Ltd
ISBN: 1988446287
Format: PDF, ePub
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All Michelle Jamieson wants is a fresh start. She’s ready to rebuild her life and put the memories of her abusive ex-boyfriend behind her, but her ex isn’t ready to let her go, even after his death. Security consultant Sinjin Heath is on leave while recovering from a mission that went tragically wrong. The physical scars may have healed, but he still doubts his ability to protect anyone ever again. When Michelle arrives at the lakeside cabin next door to Sinjin, things start heating up fast. Before they can plan for any kind of future, they’ll have to put the ghosts of past to rest forever. Ready or not, Sinjin finds himself back in the protection business, and if he fails this time, he’ll lose the woman he loves. **Publisher’s Note – This book was previously released as Saved By Sin. protector, alpha hero, military hero,

House of Bull

Author: Denise A. Bates
Publisher: AuthorHouse
ISBN: 9781452011677
Format: PDF, Mobi
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House of Bull, Book one, welcomes you to the first part of an adventure set in a country called Frees...Arius (Bull) had always been a worker (slave). He was born and bred because of it...Cone-aire Duncan of Torlece, a country across the ocean, arrives to run and teach convicted of helping workers to freedom (stealing property)...Smitty had been a soldier in the kings army until he refused an order to kill a worker...Master Manual Moore was caught cheating on his Worker Taxes. His was given Duncan and Smitty. Inheriting a prize worker, Arius, Master Moore had no worries. He did not even worry about the teacher or the soldier being in with his workers...This world has no technology. Travel happens be foot, hoof, and wooden wheel. That which is made, is made by hand. There is no magical prophecy to guide them. With only the want to be free of three hundred years of slavery: The strong take the lead, the intelligent advise, and the weak do what the can so that they do not fall behind...

Owned by the Biker

Author: Naomi West
Publisher: MBK Hanson Inc.
Format: PDF, Kindle
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Owned by the Biker is book 2 of the Blood Warriors MC trilogy. Book 3, Owned by the Outlaw, is available everywhere now! I BOUGHT HER SO SHE COULD GIVE ME A CHILD. I need a son to fulfill my father's last wishes. The pretty bartender is perfect for the job: hot, lonely, and desperate. Now, I own all of her – from her lips to her womb. And she's going to have my baby. It sure as hell wasn't how I saw my life going. I'm a biker, after all, not some loser dad with a white picket fence and 2.3 annoying children. I drink, I fight, I screw. I definitely don't babysit. But even for a rebel like myself, some things simply must be done. My father begged me on his deathbed to give him a grandchild. Plus, he made it a requirement of my inheritance. Fine. As you wish, Pops. One baby, coming up. But the women in my life are hardly fit for conversation, much less reproducing. I need someone a little different. That's where Star came in. She's as tough as they come, but more importantly, she's desperate for some money. I can give her that. In exchange, I want all of her. I want to see that sexy little grin. To touch that tight little body. And to give her a night that she will never forget – at least, not for nine months afterwards. I'll do whatever I want with this vixen. After all, I own her now.

Social Security and Its Discontents

Author: Michael D. Tanner
Publisher: Cato Institute
ISBN: 1933995742
Format: PDF, Kindle
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Social Security is the largest government program in the world. But it is also a deeply troubled one, on the verge of financial collapse. Within 15 years Social Security will begin running a deficit. Overall, the program is more than $26 trillion in debt. Without fundamental reform it will not be able to pay the benefits it has promised to our children and grandchildren. That has prompted the most far-reaching discussion of the purpose and structure of Social Security since the program was enacted in 1935. Not so very long ago, Social Security was rightly regarded as the “third rail” of American politics—touch it and your career dies. But no longer. Polls today show that the vast majority of Americans support proposals that would allow younger workers to privately invest at least part of their Social Security taxes through individual accounts. For more than 25 years the Cato Institute has led the debate for Social Security reform, arguing that the program is fundamentally flawed and calling for greater freedom and choice for working Americans. Social Security and Its Discontents represents the best of Cato’s publications on the issue. It includes essays by the nation’s top economists and Social Security experts, discussing Social Security’s finances; the urgent need for reform; how the program treats women, minorities, and low-income workers; and the options for reform. Edited by Michael D. Tanner, this collection is essential reading for anyone who cares about what kind of country we will leave to our children and grandchildren.


Author: Mr. Evan Tanner
Publisher: International Monetary Fund
ISBN: 1451917678
Format: PDF, ePub, Docs
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Household savings rates in the United States have recently crept up from all-time lows. Some have suggested that a shift toward frugality will hamper GDP growth-the Keynesian "paradox of thrift." We estimate that households compensate for a fall in their asset income by saving more out of their labor income, dollar-for-dollar. In the wake of the crisis, our model predicts that such primary savings will increase, but only temporarily and modestly, as household assets stabilize. As savings flows gradually accumulate, they help rebuild corporate net worth and hence firms'' capacity to make capital investments. A timely return to pre-crisis levels of capital investment would require that U.S. households save substantially more than the model predicts, starting now. Hence, we should fret that our savings rates may be too low.

The Race to Save the Lord God Bird

Author: Phillip Hoose
Publisher: Farrar, Straus and Giroux (BYR)
ISBN: 0374301964
Format: PDF, Docs
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The tragedy of extinction is explained through the dramatic story of a legendary bird, the Ivory-billed Woodpecker, and of those who tried to possess it, paint it, shoot it, sell it, and, in a last-ditch effort, save it. A powerful saga that sweeps through two hundred years of history, it introduces artists like John James Audubon, bird collectors like William Brewster, and finally a new breed of scientist in Cornell's Arthur A. "Doc" Allen and his young ornithology student, James Tanner, whose quest to save the Ivory-bill culminates in one of the first great conservation showdowns in U.S. history, an early round in what is now a worldwide effort to save species. As hope for the Ivory-bill fades in the United States, the bird is last spotted in Cuba in 1987, and Cuban scientists join in the race to save it. All this, plus Mr. Hoose's wonderful story-telling skills, comes together to give us what David Allen Sibley, author of The Sibley Guide to Birds calls "the most thorough and readable account to date of the personalities, fashions, economics, and politics that combined to bring about the demise of the Ivory-billed Woodpecker." The Race to Save the Lord God Bird is the winner of the 2005 Boston Globe - Horn Book Award for Nonfiction and the 2005 Bank Street - Flora Stieglitz Award.

Life Cycle Savings and Public Policy

Author: Axel Borsch-Supan
Publisher: Elsevier
ISBN: 9780080510170
Format: PDF, Mobi
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Life-Cycle Savings and Public Policy examines data on many households from a number of different countries. The hope is that through these observations we can learn about the ways policies affect savings, and that other differences among savers can be controlled for, instead of being blamed on cultural differences. This book features a consistent framework among chapters. It reaches a harmony between measurement and analysis to compare accurately the resulting data and statistics. It provides econometric methodology to reveal the way policies affect savings. The book features data on household savings in Germany, Italy, Japan, the Netherlands, the U.K., and the U.S. This book is recommended reading for anyone interested in saving, social insurance policy, or capital formation. Features a consistent framework among chapters Reaches a harmony between measurement and analysis to compare accurately the resulting data and statistics Provides econometric methodology to reveal the way policies affect savings


Author: B.J. Daniels
Publisher: Harlequin
ISBN: 1459205995
Format: PDF, Docs
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From the moment Billie Rae Rasmussen crashes into him, Tanner Chisholm realizes he is on a collision course with destiny. As Whitehorse's cowboy with a heart of gold, there is no way he could overlook the fear that shadows her eyes. Something has her running scared, but now that she is in his protective arms he intends to keep her safe. Billie Rae can't run fast enough—or far enough. And if she sticks around this small town, the danger that follows her could put her newfound hero at risk. But Tanner refuses to leave her side, and his love gives Billie Rae the hope and courage she needs. Now she'll fight to take back her life…or die trying.