Weiss Ratings Guide to Life Annuity Insurers Summer 2015

Author: Inc. Weiss Ratings
Publisher:
ISBN: 9781619255944
Format: PDF, Mobi
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Weiss Ratings Guide to Life & Annuity Insurers provides independent, unbiased ratings on the financial strength of 1,000 life and annuity insurers, including companies providing life insurance, annuities, guaranteed investment contracts (GICs) and other p

Weiss Ratings Guide to Life Annuity Insurers Summer 2017 0

Author: Ratings Weiss
Publisher: Financial Ratings Series
ISBN: 9781682174241
Format: PDF, ePub
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Weiss Ratings Guide to Life & Annuity Insurers provides independent, unbiased ratings on the financial strength of 1,000 life and annuity insurers, including companies providing life insurance, annuities, guaranteed investment contracts (GICs) and other pension products.

When Gambling for Resurrection is Too Risky

Author: Divya Kirti
Publisher: International Monetary Fund
ISBN: 1484314441
Format: PDF, Kindle
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Rather than taking on more risk, US insurers hit hard by the crisis pulled back from risk taking, relative to insurers not hit as hard by the crisis. Capital requirements alone do not explain this risk reduction: insurers hit hard reduced risk within assets with identical regulatory treatment. State level US insurance regulation makes it unlikely this risk reduction was driven by moral suasion. Other financial institutions also reduce risk after large shocks: the same approach applied to banks yields similar results. My results suggest that, at least in some circumstances, franchise value can dominate, making gambling for resurrection too risky.

The Art of Debt Free Living

Author: Deborah Nayrocker
Publisher:
ISBN: 9781414103471
Format: PDF, Docs
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Why do some people go through life with few money worries-while others have endless financial struggles? No doubt those with few troubles have learned to apply the wise principles of money management. Tired of being anchored down by a boatload of debt? The Art of Debt-Free Living gives you sure-fire strategies to stretch your present income and brainstorm a workable money management plan. Discover: . The subtle factors that lie beneath your lifestyle choices . Tips for creating more cash flow . How to safeguard your family's future security Sail into financial freedom with seven simple worksheets and cruise the safe harbor of budgetary contentment-on calm financial seas! "No one asks, 'Should we be debt-free?' What many don't ask (but should) is, 'How can I become debt-free?' Nayrocker's book is filled with practical, common-sense ideas. This isn't a book for everyone. This is a book only for those who seriously want to get out of debt and stay out of debt." - Cecil Murphey, writer, co-writer, and ghostwriter of more than 100 books, including Gifted Hands, Rebel with a Cause, 90 Minutes in Heaven, and Committed But Flawed.

Clark Howard s Living Large in Lean Times

Author: Clark Howard
Publisher: Penguin
ISBN: 110152930X
Format: PDF, ePub, Docs
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Clark Howard is a media powerhouse and penny-pincher extraordinaire who knows a thing or two about money. A lifelong entrepreneur who is now the hugely popular host of a talk radio program and television show and the bestselling author of several books, Clark consistently delivers expert financial advice to his wide and devoted fan base. Living Large in Lean Times is Clark's ultimate guide to saving money, covering everything from cell phones to student loans, coupon websites to mortgages, investing to electric bills, and beyond. In his candid and friendly next-door-neighbor manner, Clark shares the small, manageable steps everyone can follow to build a path towards independence and wealth. Chock-full of more than 250 invaluable tips, the book outlines how to: Locate missing and unclaimed money in your name Lower your student loan payment Find legitimate work-at-home opportunities Get unlimited texting and e-mailing for less than $10 per month Know what personal info not to post to social media sites Determine the best mortgage rate, and much, much more As Clark demonstrates, there are myriad ways to reduce debt, buy smarter, and build a future. Follow his lead and he'll get you there.

Official CPC Certification Study Guide

Author: American Academy of Professional Coders
Publisher: Cengage Learning
ISBN: 1305178017
Format: PDF, Docs
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Packed with test-taking tips and techniques, the OFFICIAL CPC CERTIFICATION STUDY GUIDE delivers a current and comprehensive review that helps you maximize your success on the AAPC CPC Certification Exam. The guide begins with a complete summary of the business of medicine, giving you a solid understanding of the medical office and the role of the coder. It covers ICD-9-CM guidelines using real-life examples. Each body system is reviewed, including coverage of anatomy, related diagnosis coding, CPT coding, HCPCS Level II coding, and modifiers. End-of-chapter questions are modeled after those on the actual certification exam, while operative notes give you hands-on experience coding what you have learned. Additional testing techniques and an end-of-guide practice exam lets you put your skills to the test. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.

A Random Walk Down Wall Street

Author: Burton Gordon Malkiel
Publisher: W. W. Norton & Company
ISBN: 9780393320404
Format: PDF, Docs
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Argues that a randomly selected portfolio of stocks will do as well or better than those selected by a financial expert, and describes successful investment strategies

The Cambridge Handbook of Consumer Privacy

Author: Evan Selinger
Publisher: Cambridge University Press
ISBN: 1316859274
Format: PDF, Mobi
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Businesses are rushing to collect personal data to fuel surging demand. Data enthusiasts claim personal information that's obtained from the commercial internet, including mobile platforms, social networks, cloud computing, and connected devices, will unlock path-breaking innovation, including advanced data security. By contrast, regulators and activists contend that corporate data practices too often disempower consumers by creating privacy harms and related problems. As the Internet of Things matures and facial recognition, predictive analytics, big data, and wearable tracking grow in power, scale, and scope, a controversial ecosystem will exacerbate the acrimony over commercial data capture and analysis. The only productive way forward is to get a grip on the key problems right now and change the conversation. That's exactly what Jules Polonetsky, Omer Tene, and Evan Selinger do. They bring together diverse views from leading academics, business leaders, and policymakers to discuss the opportunities and challenges of the new data economy.